What Cookies Do
Last updated: August 2026
Cookies are small text files stored on your device by your web browser when you visit a website. At US Credit And Loans, we use cookies to enhance your reading experience, remember your preferences, and gather insights into how our content is used. This includes understanding which personal finance topics—such as budgeting, saving, investing, and credit management—are most valuable to our audience.
First-Party vs. Third-Party Cookies. First-party cookies are set by our website directly. Third-party cookies are set by trusted partners, including advertising networks such as Google AdSense and analytics providers such as Google Analytics. These third parties may use cookies to collect information about your browsing activity across our Site and other websites.
Advertising Cookies. We display advertisements on our Site through Google AdSense. Google and its partners use advertising cookies, including the Google DART cookie and DoubleClick cookies, to serve and personalize ads based on your prior visits to our Site and other sites on the Internet. This allows Google to deliver ads that are more relevant to your interests. You can learn how to opt out of personalized advertising in the “Your Choices” section below.
Essential Cookies
Essential cookies are necessary for our website to function properly. These cookies enable core functionality such as page navigation, secure access to restricted areas, and form submission processing (including our Contact Form 7 contact form). Without these cookies, certain features of US Credit And Loans may not work as intended.
Essential cookies do not collect personal information for marketing purposes and are typically first-party cookies set by our website. Examples of essential cookies we use include those that remember your cookie consent preferences, maintain session state during form submissions, and ensure the proper display of our financial education content across different devices and browsers. These cookies are automatically activated when you visit our site.
Your Choices
You have full control over how cookies are used on your device.
Opt out of personalized advertising. To opt out of personalized advertising served by Google and its partners, visit Google Ads Settings (https://www.google.com/settings/ads). To opt out of other third-party vendors’ advertising cookies, visit www.aboutads.info and optout.networkadvertising.org.
Browser controls. Most web browsers allow you to manage cookie preferences through their settings menus—you can choose to block all cookies, accept only first-party cookies, or delete cookies after each browsing session. Please note that disabling non-essential cookies may affect your experience on our Site, but essential cookies are required for basic functionality.
To manage cookies in your browser: in Chrome, go to Settings > Privacy and Security > Cookies and Other Site Data; in Firefox, go to Options > Privacy & Security > Cookies and Site Data; in Safari, go to Preferences > Privacy; in Edge, go to Settings > Cookies and Site Permissions.
Analytics opt-out. You can opt out of Google Analytics tracking by installing the Google Analytics opt-out browser add-on.
For questions about our cookie practices, please contact us through our Contact page.
